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Restaurant Equipment Financing Calculators

Four free calculators for restaurant equipment financing decisions. Equipment loan calculator (monthly payment from cost + APR + term + down). Lease vs loan calculator (5-year cost-of-ownership comparison). Section 179 calculator (year-1 tax savings on financed equipment). Build-out cost calculator (itemized equipment + TI estimate).

Browse all 3 guides

Build-Out Cost CalculatorLease vs Loan CalculatorSection 179 Calculator

How to use these calculators

Run the equipment loan calculator first to estimate monthly payment for the equipment you have in mind. Then run lease vs loan to see if leasing the same equipment beats buying. Then run Section 179 to see your year-1 tax savings on the financed amount. Use the build-out calculator if you're modeling a full restaurant opening, not just a single piece of equipment.